We handle the payments infrastructure, the underwriting, and the risk — so you can focus on moving freight and growing your business.
One platform for your carriers' money
We built a single system that handles how fleets get paid, how they spend, and how they access working capital — so your carriers don't need five different tools to run their business.
Here's what your carriers get:
A hub for instant invoice payments, available 24/7. This is exactly where the money lives.
A Fleet Credit card for fuel and road expenses, and a Fleet Cash card for everything else.
Short-term funding built specifically for fleets: trip advances, capital loans, and flexible pay-over-time options.
We use real-time fleet, payment, and banking data to approve more carriers safely with reduced risk.

We started as a prepaid customer spending about $25K a week. Within a year, AtoB moved us to a credit line and doubled it in the same week — we ordered 80 new cards and never looked back. The dashboard gives us full visibility into every transaction, the team picks up the phone every time, and our drivers actually know how to use it without us having to train them. Customer service alone is already way beyond what we were getting from our last provider.
Faster payments, less cash tied up
Pre-approved credit lines, cash injections, and fuel advances let carriers haul more without draining your working capital.

We instantly move money to carrier bank accounts or driver debit cards 24/7, beating traditional wire speeds and costs.

We handle the underwriting. You handle the growth.
Our tech stack pulls real-time fleet, payment, and bank data to stay ahead of losses without manual reviews.

By combining our data models with your partner data, we can drive up to 2x higher conversion than average.

Grow your carrier network aggressively without adding acquisition cost pressure or taking on direct financial exposure.

When drivers get paid fast, carriers stick around
Instant payouts, a free digital wallet, and 24/7 visibility let drivers move their money the moment it arrives.

Access 30,000+ stations coast-to-coast, with high-flow diesel discounts averaging 45¢ off and up to $2.00 off per gallon.

With less than a 30-second wait time, our 24/7 support ensures your drivers never get stuck on hold.
Simple to launch. Nothing to break.
our NACHA/FMS systems stay exactly as they are without any complex or time-consuming integrations required.
With no logins, no mandatory training, and zero setup needed, carriers simply start getting paid immediately.
Launch in a week with a dedicated manager, co-branded templates, landing pages, and optional sales support.

AtoB helps freight brokers strengthen long-term partnerships by offering a unified fleet financial platform to every carrier, fleet, and professional driver in their network. This includes fuel cards, instant driver payroll, spend management, and working capital.
AtoB’s intuitive dashboard, fast onboarding, and responsive support drive strong carrier adoption and retention. Fleet operators value clear fuel pricing, real-time spend visibility, and a single platform for managing fleet finances.
Yes. Offering AtoB gives brokerages a tangible value-add beyond rate negotiation: fuel savings, instant payroll, and spend controls that carriers actively want. That embedded value strengthens carrier loyalty and long-term retention.
AtoB delivers a comprehensive fleet financial platform with fuel discounts across 30,000+ stations, a $250,000 fraud prevention guarantee, and instant driver payroll. It is built for freight brokers who want to offer carriers measurable financial value, not just load matching.
AtoB allows fleets to track fuel spend, manage driver payroll, and control expenses in one platform. This reduces operational friction, simplifies accounting, and helps keep shipments moving on schedule.
Yes. AtoB supports single-vehicle operators, growing carriers, and enterprise fleets, making it easy for freight brokerages to offer one consistent financial platform across their entire carrier network.
AtoB helps freight brokers differentiate beyond rate by embedding fuel savings, payroll, and financial tools directly into their carrier offering. This builds deeper relationships, reinforces trust, and drives long-term growth in a competitive transportation industry.
Set up Instant Pay and launch your branded spend cards today.